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SOLUTIONS  /  INSURANCE/ claims, end to end

Run claims end to end, not just track them.

From first notice of loss to final settlement, Hendl's agents coordinate every step of a claim — gathering documents, checking cover, setting reserves and watching SLAs — while your handlers keep control of every decision.

6.2d
Average claim cycle time
−38%
SLA breaches, first quarter
11 hrs
Handler time returned / week

Claims teams don't have a decisions problem. They have a coordination problem.

The judgement is the part your handlers are good at. The cost sits in everything around it — the chasing, checking and waiting that slows every claim and lets value leak out.

TODAY
Handlers chase documents and references by email
Cover is checked by hand against policy admin
SLAs slip before anyone notices
Delay quietly drives indemnity leakage
The audit trail is reconstructed after the fact
WITH HENDL
Documents arrive sorted, parsed and summarised
Cover confirmed at the date of loss, with citations
Every deadline watched and escalated before breach
Claims move in days, not weeks
Every action logged to source, in real time

Everything a claim needs, handled in the background.

Hendl runs the coordination work across the whole claim — from intake through to payment — and hands your team the decisions.

FNOL intake

Capture first notice from any channel and open a structured claim automatically.

Triage & routing

Score severity and route to fast-track, handler or escalation in seconds.

Coverage checks

Confirm cover at the date of loss against policy admin, with citations.

Reserve setting

Recommend an opening reserve from claim facts and similar history.

Fraud signals

Surface anomalies and known indicators before any payment goes out.

Document intake

Extract damage scope, estimates and references from uploaded files.

SLA monitoring

Watch every regulatory and service deadline and act before a breach.

§
Settlement & payment

Prepare settlement letters and trigger payment once a human approves.

A CLAIM, START TO FINISH

See a claim move itself forward.

From the moment a notice lands, agents open the claim, gather what's needed and check cover — then hand the handler a decision to approve.

CLM-4821 · Motor
R. Mensah · reported 2h ago
Triage
First notice captured from the broker email
Claim opened automatically
Done
Policy and incident documents extracted
Scope and references parsed
Done
Cover confirmed active at date of loss
Cited to policy admin record
Done
Recommended: route to fast-track
Awaiting handler approval
Review
AIIs cover active at the date of loss?
Yes — policy effective 12 Jan 2024, no lapse.
AIWhat is still outstanding?
Repair estimate and police reference number.
AIAny fraud signals on this claim?
None. Claimant and vehicle history are clean.
Ask anything about the claim — Assistant answers from the case record, with citations.
CLAIM LIFECYCLE
01
FNOL
Claim opened from first notice of loss.
02
Triage
Severity scored, claim routed.
03
Assessment
Documents gathered, cover checked.
04
Decision
Reserve set, liability decided.
05
Settlement
Approved, paid, communicated.
06
Closed
Recovered, audited, archived.
Intake agent
Capturing first notice of loss
Triage agent
Scoring severity and routing the claim
Assessment agent
Gathering documents and checking cover
§
Adjudication agent
Setting reserve and deciding liability
Settlement agent
Approving payment and notifying the claimant
Closeout agent
Recovering, auditing and archiving

What teams see in the first quarter.

Based on early deployments
33%
Faster claim cycle time
motor, first quarter
−38%
Fewer SLA breaches
across all lines
£1.2M
Indemnity leakage avoided
annualised, mid-size book
11 hrs
Handler time returned
per handler, per week

Agents act. People decide.

Built for regulated claims work — every recommendation is explainable, every action is logged, and a named human stays accountable for the call.

Approval gates

Agents pause for a human before any payment, settlement or external message.

Complete audit trail

Every action, source and decision logged in real time and exportable.

Role-based access

Scope what each role and agent can see and do, down to the field.

Configurable autonomy

Choose where agents act freely and where they only recommend.

Data residency

UK and EU data residency with tenant isolation by default.

§
Explainable decisions

Every recommendation cites the documents and rules behind it.

Built for every line of business.

One platform, every claim type.
MotorPropertyLiabilityTravelHealthCommercialMarinePet

Works with your claims stack.

See all integrations →
Guidewire
Duck Creek
Sapiens
Salesforce
Document store
Email & calendar
§Payment rails
REST API & webhooks
WHAT THIS LOOKS LIKE

Motor claims move in days rather than weeks — and every settlement has a clean trail behind it.

Enterprise security
GDPR & DPA 2018UK / EU data residencyEncryption in transit & at restTenant isolationRole-based accessFull audit trail

Questions claims leaders ask.

How is Hendl priced for claims?

As a single enterprise agreement scoped to your claim volume and lines of business — not per seat. We share clear numbers once we understand your operation.

Does Hendl replace our policy admin system?

No. Hendl sits alongside your policy admin and claims systems, reading and writing through integrations while keeping them the system of record.

Can agents make payments on their own?

Only where you allow it. Payments, settlements and external messages sit behind human approval gates by default.

How long until we are live on a line of business?

A guided pilot typically runs in weeks. We map your existing claim process and connect to your systems before the first agent runs.

How do you handle fraud and leakage?

Agents surface anomalies and known indicators early, and watch every deadline so delay-driven leakage is caught before it compounds.

Is our data isolated from other customers?

Yes. Every tenant is isolated by default, with UK / EU data residency and encryption in transit and at rest.

Bring agentic claims handling to your team. Start with one line of business.

See it running on your own claims in weeks, not months — with a guided pilot on a single claim type, fully supported.

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