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Numbers you can close the quarter on.

Reserves, provisions, redress and cost per case — with Hendl, the figures come straight from the live casework, updated as each case moves, not reconciled from spreadsheets at month end.

0
Stale reserves at month end
−29%
Cost per case, first year
3d
Faster month-end close

The ledger shouldn't lag the casework by a month.

Finance sees the operation through exports and month-end reconciliations — so reserves drift, provisions surprise, and forecasts start from numbers that are already old.

TODAY
Reserves drift until someone reviews the file
Provisions and redress are estimated from samples
Month end starts with exports and reconciliation
Cost per case is a quarterly exercise, not a number
Auditors test controls by requesting evidence packs
WITH HENDL
Reserves recalculated as each new fact lands on the case
Provisions rolled up from live cases, not extrapolations
The close pack drafted from the record, exceptions flagged
Cost per case live, by line, team and cohort
Controls run in-platform — the evidence is the system itself

Every figure, traceable to its case.

Because agents run the casework, every reserve, provision and payment carries its own evidence — the numbers roll up from cases, not spreadsheets.

Live reserving

Reserves proposed and updated from case facts — never left stale.

Provisions & redress

Liabilities rolled up from live cases, with the workings per case.

Continuous close

Movements explained as they happen, so month end is a review, not a rebuild.

Leakage detection

Overpayments, missed recoveries and duplicate spend flagged in-flight.

§
Payment controls

Every payment gated on authority limits and a named approver.

Recovery tracking

Recoveries and subrogation pursued and reconciled to the case.

Cost per case

Unit economics by line, team and vendor — from live data.

Forecasting

Demand and spend projected from the book as it actually stands.

MONTH END, WITH HENDL

Close from the record, not the reconciliation.

Reserves updated as facts landed, movements explained case by case, and the close pack drafted — what reaches finance is a set of exceptions, not a spreadsheet to rebuild.

Month-end close · March
2,431 open cases · all lines
Close review
Reserves updated across 2,431 open cases
All movements explained case by case
Done
14 leakage flags raised in-month
£38k recovered before payment
Done
Provision movement summarised by driver
+2.1% — storm surge, one large loss
Done
§
Close pack drafted, 6 exceptions for review
Awaiting finance sign-off
Review
AIWhy did the motor provision move this month?
+2.1% — the storm cohort (80 cases) and one large loss; both itemised.
AIWhich cases moved reserves by more than £10k?
Seven — each with the fact that drove the change cited.
AIWhat is cost per case on property this quarter?
£412, down 9% — contractor turnaround is the main driver.
Ask anything about the numbers — Assistant answers from the live casework, down to the case.

What finance teams see.

Based on early deployments
0
Stale reserves
at month end
3d
Faster close
month end, first quarter
−29%
Cost per case
first year
£38k
Leakage caught monthly
mid-size book, typical

Controls the auditor can test, not just read about.

Authority limits, approval gates and payment controls run in the platform — so evidence of the control is the same thing as the control itself.

§
Authority limits

Payment and reserve thresholds enforced per person, on every approval.

Four-eyes on spend

Second approval required above your thresholds — logged, not assumed.

Complete audit trail

Every movement, approval and payment time-stamped and exportable.

Case-level traceability

Any figure in the pack drills down to the cases behind it.

Exception surfacing

Out-of-pattern movements flagged to finance automatically.

Segregation of duties

Casework, approval and payment roles separated by design.

Enterprise security
GDPR & DPA 2018UK / EU data residencyEncryption in transit & at restTenant isolationRole-based accessFull audit trail

Questions finance leaders ask.

Does this replace our finance system?

No. Hendl runs the casework and feeds your ledger and finance systems through governed integrations — they remain the system of record for accounting.

How do reserves stay current?

Agents update the recommended reserve whenever a material fact lands on a case; a person approves changes above your thresholds, and every movement is explained.

Can auditors rely on the trail?

Yes — controls run in the platform, so the evidence is the record itself: approvals, limits and payments, time-stamped and exportable per case or cohort.

What does finance see day to day?

A live view of reserves, provisions, spend and cost per case — with exceptions flagged as they happen rather than surfacing at close.

Run the numbers from the casework. Not the other way round.

Start with one book — live reserves, provisions and cost per case on your own portfolio in weeks.

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